Andy Raub has seen firsthand the fears and expectations of people preparing for and working through the retirement process. Raub, a financial advisor for more than 35 years, believes the retirement planning industry helps people plan the financial side of retirement but neglects the life-planning side. So he decided to do something about it. In his book "The Encore Curve," Raub focuses on the non-money side of retirement as much as the money side. "The Encore Curve" teaches readers how to take off that backpack and selectively choose which wisdom and experiences to carry forward. Join us at Heritage Senior Center to hear Andy Raub share his wisdom and experiences. Learn how prepared you are for retirement! He will speak at Heritage Senior Center on Tuesday February 6, at 10 a.m. Call 972 721-2496 for more information, and to sign up for the seminar.